Commercial Property
- Apartments / Habitational
- Bars / Restaurants / Taverns
- Bowling Alleys / Recreation Facilities
- Car Washing
- Caterers / Bakeries
- Churches
- Clubs (VFW, Fraternal, etc.)
- Condo / Homeowner Associations
- Convenience Stores(with Gas)
- Day Care / Nursery Schools
- Distributors
- Exercise Studios
- Fraternity / Sorority / Student Housing
- Grocery Stores / Delis
- Hotels / Motels
- Liquor Liability
- Mercantile / Lessors Risks including Habitational
- Manufactured Home Parks / Campgrounds
- Offices
- Special Events
- Tanning / Beauty Salons
- Warehouses
- Manufacturing
- Mercantile
- Residential
- Vacant Property / Renovations
- Builders Risk
- Contractors Equipment
Commercial Casualty
CLASSES OF BUSINESS
- Alarm Installers
- Bridge Work
- Carpentry
- Demolition
- Drywall
- Electrical Work
- Environmental / Pollution available in Professional Lines
- Excavation / Grading of Land
- Exterminators
- Fence Erectors
- Fire Suppression / Sprinklers
- Garbage Collection
- General Contractors Commercial/Residential
- Home Builders
- HVAC
- Industrial
- Insulation
- Janitorial
- Masonry Contractors
- Painters
- Plumbers
- Recyclers / Dismantling Operation
- Roofers
- Security Guards
- Siding Installation
- Steel / Metal Erection
- Street / Road
- Truckers
- Water / Gas Main
- Waterproofers
- Welders, etc.
- Also Umbrellas on all Classes
PRODUCTS LIABILITY
- Automobile Products
- Distributors
- Drug Manufacturers
- Equipment Manufacturing
- Food Products Manufacturer
- Medical Products
UMBRELLA / EXCESS LIABILITY
- Contractors
- Excess Auto Liability
- Higher Limits Available
- Truckers
PREMISES LIABILITY
- Apartments / Habitational
- Bars / Restaurants / Taverns
- Bowling Alleys / Recreation Facilities
- Car Washing
- Caterers / Bakeries
- Churches
- Clubs (VFW, Fraternal, etc.)
- Condo / Homeowner Associations
- Convenience Stores (with Gas)
- Day Care / Nursery Schools
- Distributors
- Exercise Studios
- Fraternity / Sorority / Student Housing
- Grocery Stores / Delis
- Hotels / Motels
- Liquor Liability
- Mercantile / Lessors Risks including Habitational
- Manufactured Home Parks / Campgrounds
- Offices
- Special Events
- Tanning / Beauty Salons
- Warehouses
Commercial Auto
TRUCKING
- Local / Intermediate / Long Haul
- Dry or Refrigerated Freight
- Dump Trucks
- Garbage Trucks
BUSINESS AUTO
- Contractors
- Excavators
- Cement Trucks
- Non-Trucking (Bobtail)
GARAGES
- Towing Operations
- Repair Shops
- Dismantlers
COVERAGES
- Liability
- Physical Damage
- Motor Truck Cargo
- Dealers Open Lot
- Garage Keeper's Legal Liability
- Excess Liability
Professional Lines
MANAGEMENT LIABILITY .
Common classes include but are not limited to:
- Directors & Officers Liability
- Non Profit
- For Profit (Public)
- For Profit (Private)
- Employment Practices Liability
- Community Associations
- Public Officials Liability
- Fiduciary Liability
- Crime Insurance
PROFESSIONAL LIABILITY .
Common classes include but are not limited to:
- Architects & Engineers
- Cyber / Security / Privacy Liability
- Financial Services
- Insurance Agents / Brokers
- Media Liability
- Miscellaneous E&O
- Property Managers
- Real Estate Agents / Brokers
- Technology Professionals
Workers Compensation
Short Term Disability/Paid Family Leave