Commercial Property

  • Apartments / Habitational
  • Bars / Restaurants / Taverns
  • Bowling Alleys / Recreation Facilities
  • Car Washing
  • Caterers / Bakeries
  • Churches
  • Clubs (VFW, Fraternal, etc.)
  • Condo / Homeowner Associations
  • Convenience Stores(with Gas)
  • Day Care / Nursery Schools
  • Distributors
  • Exercise Studios
  • Fraternity / Sorority / Student Housing
  • Grocery Stores / Delis
  • Hotels / Motels
  • Liquor Liability
  • Mercantile / Lessors Risks including Habitational
  • Manufactured Home Parks / Campgrounds
  • Offices
  • Special Events
  • Tanning / Beauty Salons
  • Warehouses
  • Manufacturing
  • Mercantile
  • Residential
  • Vacant Property / Renovations
  • Builders Risk
  • Contractors Equipment

 

 

Commercial Casualty

CLASSES OF BUSINESS

  • Alarm Installers
  • Bridge Work
  • Carpentry
  • Demolition
  • Drywall
  • Electrical Work
  • Environmental / Pollution available in Professional Lines
  • Excavation / Grading of Land
  • Exterminators
  • Fence Erectors
  • Fire Suppression / Sprinklers
  • Garbage Collection
  • General Contractors Commercial/Residential
  • Home Builders
  • HVAC
  • Industrial
  • Insulation
  • Janitorial
  • Masonry Contractors
  • Painters
  • Plumbers
  • Recyclers / Dismantling Operation
  • Roofers
  • Security Guards
  • Siding Installation
  • Steel / Metal Erection
  • Street / Road
  • Truckers
  • Water / Gas Main
  • Waterproofers
  • Welders, etc.
  • Also Umbrellas on all Classes

PRODUCTS LIABILITY

  • Automobile Products
  • Distributors
  • Drug Manufacturers
  • Equipment Manufacturing
  • Food Products Manufacturer
  • Medical Products

UMBRELLA / EXCESS LIABILITY

  • Contractors
  • Excess Auto Liability
  • Higher Limits Available
  • Truckers

PREMISES LIABILITY

  • Apartments / Habitational
  • Bars / Restaurants / Taverns
  • Bowling Alleys / Recreation Facilities
  • Car Washing
  • Caterers / Bakeries
  • Churches
  • Clubs (VFW, Fraternal, etc.)
  • Condo / Homeowner Associations
  • Convenience Stores (with Gas)
  • Day Care / Nursery Schools
  • Distributors
  • Exercise Studios
  • Fraternity / Sorority / Student Housing
  • Grocery Stores / Delis
  • Hotels / Motels
  • Liquor Liability
  • Mercantile / Lessors Risks including Habitational
  • Manufactured Home Parks / Campgrounds
  • Offices
  • Special Events
  • Tanning / Beauty Salons
  • Warehouses

Commercial Auto

TRUCKING

  • Local / Intermediate / Long Haul
  • Dry or Refrigerated Freight
  • Dump Trucks
  • Garbage Trucks

BUSINESS AUTO

  • Contractors
  • Excavators
  • Cement Trucks
  • Non-Trucking (Bobtail)

GARAGES

  • Towing Operations
  • Repair Shops
  • Dismantlers

COVERAGES

  • Liability
  • Physical Damage
  • Motor Truck Cargo
  • Dealers Open Lot
  • Garage Keeper's Legal Liability
  • Excess Liability

Professional Lines

MANAGEMENT LIABILITY . 

Common classes include but are not limited to:

  • Directors & Officers Liability
    • Non Profit
    • For Profit (Public)
    • For Profit (Private)
  • Employment Practices Liability
  • Community Associations
  • Public Officials Liability
  • Fiduciary Liability
  • Crime Insurance

PROFESSIONAL LIABILITY . 

Common classes include but are not limited to:

  • Architects & Engineers
  • Cyber / Security / Privacy Liability
  • Financial Services
  • Insurance Agents / Brokers
  • Media Liability
  • Miscellaneous E&O
  • Property Managers
  • Real Estate Agents / Brokers
  • Technology Professionals

Workers Compensation

Short Term Disability/Paid Family Leave